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Financing: Overview & What's Available


We have partnered with Cogo Capital to allow you to apply for private funding from directly within Realeflow. Cogo Capital offers direct private funding to real estate investors. Their fluid approach allows you the flexibility to structure many different types of deals. With a fast turn around time and a team of experts to guide you though the process, financing your investment properties has never been easier.

What type of loans do they offer?

Through Cogo Capital you can apply for a Rehab Fix & Flip Loan or a Bridge Acquisition Loan. Whether you need a Pre-Approval Letter or a specific Property Loan, you can apply for both directly in your Realeflow account. 

What is a Rehab Fix & Flip Loan?

A Rehab Flix & Flip Loan is used to purchase and renovate a property in order to flip it for a profit. Triumph Capital offers the following rates for this loan type:

  • Up to $3.5MM
  • Up to 85% of purchase price
  • Up to 100% of rehab costs
  • Rates Starting at 7.99%
  • Loans $100k-$3.5MM

What is a Bridge Acquisition Loan?

 A Bridge Acquisition Loan is a short term loan borrowed against a current property to fund the purchase of a new one. Triumph Capital offers the following rates for this loan type:

  • Up to $3.5MM
  • Up to 75% LTV
  • Rates Starting at 7.99%
  • Loans $150k-3.5MM

What is the difference between a Pre-approval Letter and a Property Loan?


Pre-approval Letter:

 A pre-approval relies on documentation and shows lenders what you qualify for based on your financial history and income. It means you complete a mortgage application and have a hard credit check done to determine your creditworthiness. A pre-approval helps you shop for a property, because it lets the seller know you are a serious buyer. Most home sellers expect buyers to have a pre-approval letter and will be more willing to negotiate with you if you have proof that you can obtain financing. When you find the home you want, you need to be ready to make an offer quickly. A pre-approval can provide you with the confidence in moving forward to search for your next investment deal.

Property Loan:

A property loan is as straight forward as it sounds. When you have found your next investment property and you are ready to apply for a loan, you can initiate the Property Loan Application in Realeflow. If you have already applied for a pre-approval letter and have been contacted and pre-approved by Triumph Capital, you can contact your Triumph Capital Account Executive to provide them with the specific property loan details.

* Our partner does not currently provide funding for the following states at this time: AK, ND, NV, OR, SD, UT, VT.

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  1. Josh Tobias

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